We’re back on the idea of moving and there are two areas we’re considering. The areas aren’t far apart. Area #1 is where I want to go. Area #2 is where Vince wants to go. I suppose no one has to guess where I want to go – Missouri.
Let’s take Vince’s area first. Granted, houses are selling within minutes of being listed. They don’t need buyers, they need sellers . . so at this point, buyers aren’t really that important.
We wanted to get loan approval for several reasons. First, we have no idea how much we’re going to have to spend to get what we want. Second, we’re not even going to put our house on the market til we’ve bought something and move a whole lot of stuff (yarn, fabric, food in jars, wheat in buckets etc.) out. We’re not taking our washer/dryer, stove, fridge, beds, sofa, recliners so we can really continue to live here and “there” til this house sells.
Last week Vince talked to a realtor in Area #2. It was someone who was recommended by a friend who lives there. He gave us the name of a mortgage guy who could get us a letter of approval. I think it was Wednesday of last week that Vince talked to the guy, sent him everything he asked for (via some kind of secure document online). We never heard if he got it and was able to open it. Vince called his office Friday. The guy didn’t call back. Vince called Monday, talked to a lady in the office. She said “yes, he got it. He’s been very busy. He’ll call you back.” Here it is Thursday, over a week since we sent everything and he hasn’t made contact with us yet.
The realtor never called back, despite Vince sending him a message about two new listings, which are now both pending.
Area #1. I called our realtor that we’ve used before and told her I thought Vince was serious. The plan is if I find a house first, we buy it and move there. If Vince finds a house first, we buy it and move there. Vince talked to her about the letter of approval. She gave him the name of a guy they use who can work with houses in both areas. Yesterday, she gave us the name. Vince sent all the info and within an hour, the guy called, told us we were approved for the requested amount, and also let our realtor know.
I think after having dealt with several realtors in Area #2, and all of them have seemed totally uninterested in working with us . . Area #1 is the place to go. I told Vince last night . . we’ve dealt with several realtors and now this loan guy and they’ve all seemingly had this attitude, it’s hard to believe it isn’t something that’s common to that whole area. I could see us needing a plumber, a roofer, an internet installation, etc. and having people not show up when they say they will.
My vote is for Area #1!