We’re trying to get info from our insurance company about an issue we’ve been having with some bills being billed as out of network when they were in network. I called my Blue Cross insurance to talk to them about my bills. Vince didn’t really believe me when I told him that my insurance coverages ends when I leave the state of Texas so I asked them again. Yep . . no doctor visits are covered. If I had a “real” emergency and had to go to the ER and it was submitted as a “life or death” type ER, that would be “considered” but would still be out of network. I understand the out of network but how on earth can “affordable” care insurance stop covering you when you leave your home state? Blue Cross is our only option in Texas.
I called one of the virtual doctor visit places and their charge for a virtual visit is $75. I can do that if I should get sick while in MO.
I’ve had this insurance since June 1 and I’ve been to MO . . what . . twice already? I didn’t worry about it so much then but it wasn’t cold, flu and allergy season. Not sure a virtual visit will do the trick if I slip on ice and break my neck so let’s just hope the worst that can happen is I need an antibiotic or cough medicine!
I really cannot get over that I pay ovr $1,000 per month for insurance and this is what I get. Since I’m going to be out of Texas for over 1/4 of the month, I wonder if I could ask for a refund for that portion of my bill!
OK . . rant over . . not really but I’ll be quiet about it for a while.