We’re getting towards the end of all the “investigation” and “getting ready” for the hail damage to be repaired here. It hasn’t been bad so far. I’m sure there are plenty of folks who have had issues with State Farm; our journey hasn’t ended yet but they’ve all been so nice, so helpful and no one has seemed to be pinching pennies when it comes to repairs.
There are so many of these signs all around – for a very large area. Once your roofer puts this sign out, the other roofers, for the most part, stop knocking on your door to try to inspect your roof and get your business.
It looks like a 5 year old with chalks has been on our roof! This is actually the pergola roof but the house roof and parts of Vince’s shop roof have to be replaced.
I’m trying to get tight photos so as to avoid including neighbors’ homes. Have I said lately that the one thing I miss about Texas is having space between our house and other houses? Can’t have everything, right? I’ll take being closer to Chad any day over everything else.
I cannot imagine how noisy it’s going to be for weeks, probably months, of hammering with so many roofs being replaced. Do they make noise canceling headphones for dachshunds? 🙂
Here’s what’s funny, weird really. In Texas, we had hail that broke windows in our house and in the sewing room but didn’t hurt the solar panels? We had a metal roof on the house and sewing room and it wasn’t damaged. Here, our west windows and one on the north side of the house were broken – not the glass but the vinyl parts of the windows. Both the house and pergola have shingle roofs and they both have to be replaced, along with parts of the shop roof. The solar panels weren’t damaged. The green house has a flimsy corrugated plastic or fiberglass or something clear and flexible roof and it wasn’t damaged. Does that make any sense? I told Vince . . maybe they should be putting that flimsy plastic on the house roofs around here.
I’m sure it’s a little more problematic than I’m thinking but I figured the greenhouse roof was going to be shredded – not a ding, not a dent!
Arrowhead Gramma says
I wish you good luck with State Farm. Back in 2003, we had to evacuate due to a forest fire and put in a claim for $5,000 which was promptly paid after inspection. Fast forward to 2005 and another evacuation. This time we did not submit a claim, while many others did. All those with State Farm who put in claims for both events were cancelled. Additionally, with all the fires in California in recent years, our homeowners premiums with State Farm continued to climb from $1,300 in 2022 to $8,600 in 2024, with no claims since the one in 2003. The CA Insurance Commissioner is allowing SF’s request of an additional 17% increase this year. Homeowner insurance in CA is through the roof and many of the major companies are no longer writing policies here.
judy.blog@gmail.com says
The rates everywhere are high. In Texas, we lived with a fire risk – not nearly what you have but we were paying over $4,000 for homeowner’s insurance there and we had a very small house with rock and a metal roof and that was five years ago. We have a larger house here but we pay about the same thing we were paying in Texas. I knew State Farm wasn’t offering new policies in CA but wasn’t sure they were still offering renewals. I’m sure our rates will go up here with as many claims as have been made this year.
Jean says
We had a hail storm several years ago in northern Illinois and needed to have our roof replaced and some of the siding where the hail punctured the siding. The pick up truck that was parked in the driveway-not a single ding or dimple!our storm was in November so most of the new roofs on the neighborhood didn’t get put on til spring, but hammering went on for months.
Amy says
I had hail damage in April. My local insurance company sent me a check. It wasn’t even half of what I need to fix my house. Called them and they are going to work with my contractor and send me more money. I thought for sure I would have to pull out ‘mama bear’ but I was pleasantly surprised. Now to just get on the schedule for repairs. I put up ‘no soliciting’ signs and that has helped. Good luck with your repairs!
Sara Fridley says
I’m so sorry you’ve had so much damage. We’ve used State Farm for decades and have mostly been pleased. Putting out those signs is a great idea! When we had to have our roof replaced due to hail about 15 years ago the only real issue was with which bid they would accept. Our nephew was a contractor and we wanted to hire his crew, but they were not the low bid. The contractor we were forced to use had to come back twice to fix the mis-matched shingles they put up. State Farm was fine – that contractor, not so much.
judy.blog@gmail.com says
I don’t know if things have changed but they don’t seem to care who we use. No questions asked. The check is coming directly to us and if it goes over their estimate, or if we find damages that were missed, we have two years to submit those for reimbursement. They have been super nice and helpful. The last inspection was yesterday afternoon. The agent’s assistant called this morning to see if Abwe were happy with how it has been handled, if we had any questions. Vince had a couple of questions. The lady wrote them down, sent them to the clams department and within a few minutes, someone from there called and answered our questions.
Almost 25 years ago, when living in Texas, we had a house fire and we had State Farm. They were just as nice as the people have been on this claim. I think was the last claim we had but we’ve had a couple of State Farm agents during the time since the house fire and I wasn’t impressed with them. I doubt the agent has much to do with how the claim is handled but I’m super pleased with the guy we have now. Kellen Foster in Joplin for anyone local looking for an agent!