This morning I got a text about a purchase I had not made. It’s so frustrating. My credit card never leaves the drawer in the house so it isn’t like someone got it from a scanner or copied it out of my wallet. The bank caught it and I have to wonder how they do that. I’ve ordered from all kinds of places recently and they never think that’s fraud. Maybe the fact that it was a clothes store raised the red flag . . since I never buy clothes! 🙂
I called the bank and told the lady . . I can do enough damage on my credit card without help from strangers. The bank lady said “We’ll get you a new credit card out today and you’ll have it Friday.” I felt like saying . . can you just wait a couple of weeks so I don’t buy anything else! 🙂
I do have the credit card I share with Vince but you can bet there won’t be any yarn or cross stitch purchases showing up on that card . . that’s an argument I choose to avoid.
You have to wonder what’s wrong with people that make them feel like it’s ok to do things like this.
Linda B says
If these crooks would put as much effort into a legitimate day’s work rather than scamming people, the world would be a much better place. The good thing is the banks are much more effective at catching and shutting down the purchases than they were even a few years ago.
Deborah says
Ha! I know what you mean. My credit card company notified me of a charge they thought was a fraudulent charge just a couple of months ago. It was to Victoria’s Secret. I was happy they caught it but made me feel kind of frumpy that it hadn’t been my purchase. I must say I have purchased things from VS in the past but not recently. I called Victoria’s Secret and asked them what I had purchased. They told me they couldn’t divulge that. I argued you charged it to my credit card! That, of course, didn’t work. They said take it up with the credit card company who took care of it immediately.
Donna in KS says
I got one to day also….from Amazon, for a computer. I don’t think so!!! I had gotten another one a week ago. The first one was hoping to get me to respond I think, and then get info from me. All very disturbing.
Nancy H. says
I get scam calls every week. I have come up with some fun responses.
The one that called to say that unless I paid my back taxes they were sending the police to arrest me. I told to go ahead and send them I armed and ready for them.
The one that called and said he was my grandson and needed money I told to get a job.
The one that told me my social security number had been canceled and that I needed to give them my number to get it reactivated. I told that if they knew it had be closed then they knew the number and when they said no they didn’t know the number I said Oh Good and hung up.
Then there was the one that told me a new phone had been changed to my Amazon account and I needed to verity my card number before they could send it. I said Oh good I wanted to cancel that anyway so not worries we didn’t need to verify they should just not send it.
Now one time I kept getting a call from an unknown number with a breather…so one time when he called I said to them. ‘OK the job has been done, they needed to bring the money. I was really sorry about all the blood they would have to clean up.’ That one never called again.
Girls just want to have fun….
Sherry in NC says
Nancy, I really like how your mind works! My friend and I like to do stuff like that to see how long it takes them to hang up on us.
Twyla says
Nancy, love your replies. My husband answers our areas name Sheriff’s Office and always gets a hang up. There is no such thing as this SO.
Dottie Newkirk says
I feel so very, very sorry for people who aren’t as savvy about all the scammers that are out there and get duped into verifying, giving info they shouldn’t, etc. because they truly believe everyone out there is basically a good person (referring to the above comments about the callers).
As far as the hackers charging things to legitimate credit cards, it amazes me how they can do all this when cards don’t leave our houses and the websites we use them on are encrypted. I know that they can/do all these things, but it just shows we really have to be on our guard all the time.
Judy Laquidara says
The bank told me once that the scammers have all kinds of ways of generating credit card numbers and they sell them by the thousand. That said 99% of them aren’t good numbers but all it takes is one to make it worth the criminals’ time. Thank goodness the banks seem to stay on top of it.
Nelle Coursey says
I got a call from my bank asking me if I made a purchase for $9,999.99 and I told them no and I was sure there was not that much credit in my account! They told me they didn’t think it was me so they sent me a new card! They didn’t get my pin # but this was just to be on the safe side! So I am very picky where I buy things now. I had a friend who kept one of those throw away cards to order things on line. She never had much on it so she knew they would not get much!
Becky Louise Rhodes says
They prey on Seniors. My Mom lost $7,000 to a phone scam a couple of years ago. I happened to be at her house and overheard a conversation she was having with them and interrupted. Am glad I did as she was close to giving them more! She felt really dumb but I had to take control for a bit of time for her web access until things improved. She’s learned not to answer class from numbers she does not know. There are just too many clever thieves out there ready to steal everything they can from us.
Twyla says
These very low life persons have no conscience. They do not respect themselves little alone a stranger. They are the evil ones.
Susan says
Check out NOMOROBO. I used to get up to 5 calls a day for a car warranty. (Plus several others too). Since I signed up my land line – NONE! I only give out my land line when asked for phone numbers so mobile phone is not an issue and my mobile phone IDs as scam call. Since I’m not getting any calls I had to call my land line just to make sure it was working.
The other thing that I don’t know what to do about is when they spoof my number. It’s unnerving to get a phone call from yourself! I get calls from people saying they got a call from my number when I haven’t been home all day and made no calls.
Linda in NE says
The problems with a C.C. were always with the Target Red Visa Card. Once I got called about purchases made in Turkey, England and China, all within a couple hours of each other, hundreds of dollars worth. Had to joke with the lady who called about how my card got around a lot more than I did and how I didn’t even know planes could fly that fast. She straightened it all out and I got a new card. Not too long after that I cancelled that card and haven’t had a problem since. Hope I haven’t jinxed myself by typing that. LOL
Peggi says
I started using virtual credit card numbers to protect myself. I think there are a couple of banking institutions that offer this feature, but I go through a website called Privacy.com, it’s similar to PayPal in that you enter a credit card or account number, and everything you purchase from anybody goes through just one card processor. Here’s how it works:
When I’m ready to purchase something online, I go to my account at Privacy, log in using 2FA (2-factor authentication) and set up a virtual card by entering a spending limit. They issue a one-time “virtual” credit card number, complete with expiration date and the 3-digit code you find on the back. I then enter that info on the website I’m purchasing from. For instance, if I’m purchasing $32.99 worth of fabric from Fabric.com, I’ll set up a virtual card for $33 (don’t forget to include taxes & shipping). The charge will show up on my bank statement as being from Fabric.com, but the card number on file with the vendor I purchased from closes shortly after the purchase is complete. What this means is if the vendor (Fabric.com in our example) has a security breach, the bad guys can try as hard as they want to steal and use that credit card number, but they will get absolutely nothing from that card, because I’ve already spent the limit that I set, and it closed soon after I used it. If I return something I purchased, it works exactly the same as a regular credit card – the vendor refunds the virtual card number I used for my purchase, and it shows up in my account or on my statement as a credit.
This reduces my exposure to potential fraudulent credit card activity from every website I shop at to just one vendor. And because of the nature of their business, they are on top of the latest advancements in security breach prevention.
Hope this helps!