Until Vince retired and I had to go on that awful insurance, I would never have dreamed I would be so happy to be turning 65. I’m counting the weeks til I’m off this insurance, and as I make one last trip to Missouri while on the HMO, I pray I don’t need medical attention while I’m out of Texas.
My Medicare supplements have been chosen, checks have been sent. There is light at the end of this long and very dark tunnel.
I’m sure the Affordable Health Care Act helped many but I was not one of them. In 2018, I think I paid a bit over $1,300 per month, was in the hospital for two days in July and they didn’t pay a dime. In fact, I think in the 12 months I will have had them, they’ve never paid a dime.
My cost went down in 2019 and now I pay just a bit less than $1,000 per month. When I had to see the doctor in MO last month, I was treated as an “uninsured” because I had no coverage outside my home network. I still have a hard time believing in this country, there’s coverage (and it’s the only coverage available in Texas for the open market) that does not cover you once you leave your home state but . . I’m just thankful it is something we’ve had to deal with for 12 months and not 12 years!
So, wish me luck . . that I can get back to Texas alive and well. 🙂
Teri says
I agree with you about the affordable health care act…ours went up too….a large amount and the the coverage was less….ours also went down in 2019 and the coverage was much better….
Jen says
The healthcare issues in this country are horrible. I wish I could just purchase a catastrophic plan and self pay for the small stuff. No family self employed should be spending upwards of 20k a year just for health insurance because we don’t want to work the system. I decided to buy a 0 turn lawnmower because that would be cheaper than fixing my torn meniscus. My Dr laughed and said isn’t that sad, that’s even a decision.
Cheryl Lorence says
The “affordable” healthcare act is a joke as it’s anything but!……as you’ve personally experienced. I turn 65 in about 15 months. My husband turns 65 five months before me. We are blessed in that I will be able to maintain coverage through this current retiree plan until I turn 65. I hear so many stories like yours though, and worse. I can understand why so many people just roll the dice and go without. It’s such a risk, though. Glad you are almost done with all that nonsense.
Linda in NE says
The Affordable Health Care Plan was never affordable for lots of people, me included. Of course insurance wasn’t affordable for me before that either so I was self-pay for 13 years, only two of that after it went into effect. Between what is deducted from S.S. for Part B, the cost of the supplement insurance & Part D we’re still paying what it would have cost us for my insurance back then. The difference is that with the new tax laws and retirement income in addition to S.S. our income is higher now than it was when we were both working….and that is crazy too. I have a friend who is 8 years younger than her husband and has diabetes. Her hubby is itching to retire & will be eligible for Medicare next year. She’s scared to death because what gets deducted from his S.S. plus supplement ins. + part D + insurance for her will be way more than they can afford. She already had two jobs & a home business + a summer sideline. I really don’t know how they will swing it and these are hardworking people who have never asked for a thing all their lives.
dezertsuz says
We’ve talked about this before – how can a company charge all that money and pay NOTHING when you need it? What good is that?
Nelle Coursey says
Please be careful in your travels.
DonnainKS says
I pray for your safety and for good health. I trust you have about whipped that strep you picked up.
Twyla Starr says
Happy trails to you. (now do you have that tune in your head?)